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Homeowners Insurance

Why do I need homeowners insurance?

Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. Types of coverages include:*

*Only up to the limits of the insurance coverages purchased.

What if I don't have insurance?

Without insurance, you'll be responsible for protecting your property, possessions and liability exposure. For instance, if your house burns down or is destroyed by a tornado, you'll need to rebuild your home and replace all your damaged possessions with only the funds you have or can obtain. Do you usually have $500,000 readily available in case something like this happens? If so, could you be putting that money to better use instead of having it sit there just in case something happens?

Something else to consider: if someone is injured on your property, they may sue you for injuries and damages they sustain which may be well beyond $1,000,000. Without insurance, you may have to liquidate your assets and even lose a portion of your wages if you need to pay for a judgment.

Home insurance protects you from damage and theft
Request a home insurance quote to get the coverage that's right for you. Coverage options include: Protect yourself, your family and others with a home insurance policy
Homeowners insurance discounts
Start saving today with Western Century's homeowners insurance discounts for: